Businesses in Warrenton, Missouri, and the surrounding areas have trusted the team at Tri-County Agency for all of their commercial insurance needs. Numerous insurance policies are classified as commercial insurance. Give us a call today to discuss your commercial insurance needs. 

What Are Common Lines of Commercial Coverage? 

Size, location, number of employees and industry can determine your business needs coverage. There are a few standard policies that most companies carry, including: 

• Workers’ compensation insurance. This coverage can help employees who become injured or ill due to a work-related incident receive replacement income, medical benefits and other financial assistance if they cannot work. Most states require that employers carry workers’ compensation insurance.
• Commercial auto insurance. If your company has vehicles, you will likely need to secure a commercial auto insurance policy to properly insure any fleet members or employees who are drivers for your organization. 
• General liability insurance. A policy can provide coverage for claims of bodily injury or other physical injuries, personal injury (libel or slander), advertising injury and property damage. It can be offered as a package policy with other coverages such as property, crime, automobile and more. 
• Professional liability insurance. This type of policy provides coverage if anyone makes a claim of negligence, misrepresentation or inaccurate advice against your business. 
• Commercial crime insurance. This policy can typically be added as standalone coverage to cover fraud or employee dishonesty losses.  

Keep in mind that additional coverage options are available for unique business needs. Depending on your business and industry, you may need to purchase other insurance policies for adequate coverage.  

How to Get Commercial Insurance 

If your business in Warrenton, Missouri, needs commercial insurance, we’re here to help. Give Tri-County Agency a call today to discuss your insurance needs and find the right policies for you.